If you need cash now for your bills, groceries, or just some pocket money until your next payday, a cash advance payday loan might be a good option for you. Once you apply for the loan and are accepted, the money will be directly deposited into your bank account by the next business day. You can use your money as soon as you receive it. Then, on the loan payment due date, the money is directly taken out of your bank account.
You can apply for a cash advance payday loan online completely free. The application is quick and simple, and you are informed instantly whether you are approved for the loan. There is absolutely no credit check, so if you have bad credit or have filed for bankruptcy, you can still be eligible for a payday loan. Once you are approved, you will be offered a loan amount from the lender that can best accommodate your needs and you will be given all the information you need.
When filling out your application, there are a few things you will need to provide. With this information, you will be matched with a lender who can provide you with the loan you need. The information you will need to provide include:
- Loan Amount Requested
- Full Address
- E-mail Address
- Driver’s License Number
- House Information (Rent or Own)
- Phone Numbers
- Date of Birth
- Social Security Number
- Work Information
- Bank Account Information
When you are provided with information from the lender who will be giving you the loan, you may be required to fax some additional information. This may include documentation such as a bank statement or pay stub from your work location. The lender will let you know how long you have to pay it back and when the money will be taken directly from your bank account. Since the loan amount and fees are taken from your bank account, you will not have to worry about setting up any payments or making payments on time. Everything is done for you.
If you are considering applying for a cash advance payday loan, there are some initial requirements you must meet in order to be eligible. These requirements include:
- Current Job You’ve Had for 90 Days or More
- At Least 18 Years Old
- Citizen or Permanent Resident
- $1000/month or more income
- Valid Checking Account
- Phone Number
- Valid E-mail Address
Once you are approved and you sign your loan agreement, automatic repayment will take effect on your loan payment due date. If you do not have the money in your account to cover the costs, contact your lender and they will give you some options. You can request a loan extension that will postpone your due date, which will give you more time to pay back your loan. Just make sure you notify your lender before the due date to prevent an overdraft of your checking account.
You can apply for a cash advance payday loan as many times as you’d like, as long as 72 hours has passed since your last loan approval. If you still have an outstanding balance from your previous loan, just make sure you indicate this in your application. You may still be eligible for another loan.
When you are short on cash and payday is just too far away, a cash advance payday loan can help you get through the rough patches until you get paid. Regardless of your credit history or bankruptcy status, payday loan lenders are there to give you the money you need when you need it. After a quick application and signing of a loan agreement, you can have the money in your account by the next business day!